**Mortgage Expert | Chris Gates - United Financial Home Loans**
With 18+ years of mortgage experience, Chris Gates delivers exceptional service and customized financing solutions. He excels at simplifying the lending process, structuring optimal loan options, and exceeding client expectations. Chris specializes in conventional, JUMBO, FHA, VA, and first-time buyer loans.
Driven by a passion for client success, Chris brings innovative ideas and value to every transaction. United Financial Home Loans offers competitive rates, low PMI, and options like 3% down. Contact Chris today to explore your homeownership or refinance possibilities and experience a new standard in mortgage lending.