Experienced Loan Officer specializing in efficient residential mortgage lending. Over 10 years of expertise, delivering exceptional service and fast closings (average 23 days). Access to 40+ top national mortgage investors, offering diverse loan products. Dedicated to serving heroes through Homes for Champions, reducing closing costs for first responders, military, doctors, nurses, and teachers. Flexible options include FHA (500+ scores, post-bankruptcy/foreclosure), 1% down conventional, and alternative income verification for self-employed borrowers. Elite pricing for high-FICO clients. Expertise in down payment assistance and grant programs. Supported by a dedicated processing team. Available 7 days a week (by appointment) for personalized service. Serving builders, investors, and small commercial clients. Contact me to achieve your financing goals.