Dedicated loan officer with 25+ years experience guiding clients through the mortgage process. Licensed in multiple states, I specialize in tailoring loan solutions to individual needs, from first-time homebuyers to seasoned investors. Expertise includes Conventional, FHA, VA, USDA, JUMBO loans, down payment assistance, and more. I prioritize clear communication, attention to detail, and client advocacy. Platinum Producer and Certified Continuing Education Instructor. Referral-based business built on trust and exceptional service. Contact me for personalized mortgage guidance.