Mortgage Loan Officer specializing in tailored financing solutions. As a portfolio lender, I excel in securing loans for unique properties, income scenarios, and niche programs. I offer jumbo ARMs (up to $5M), asset depletion loans, and financing up to $1.5M with a 680 FICO (80% LTV). Expertise includes cash-out jumbo loans (up to $2M), non-warrantable condos, high-rise/co-op financing (80% LTV), and condotels (75% LTV). I also provide ex-pat financing (80% LTV), acreage loans (including hobby farms), and options for borrowers with limited or no credit history. One-year self-employed applicants considered. Let me help you navigate complex lending situations.