Michigan-based loan officer with 25 years of mortgage experience, specializing in renovation financing. As a Flagstar Bank expert in Clarkston, I pioneered the FHA 203(k) program and excel with Fannie Mae Homestyle loans, closing hundreds. Proficient in conventional, FHA, VA, and jumbo loans nationwide. Federally licensed to serve all 50 states, I tailor solutions to your unique needs. Michigan State University graduate with a BS and former MSU football player (two-time Big Ten Champion, 1991 NFL draftee). Contact me for optimal loan options.