Courtney Walters, Loan Advisor at Lower, empowers borrowers to achieve their homeownership goals. With 5+ years of mortgage industry experience, Courtney specializes in guiding first-time homebuyers and assisting homeowners with strategic refinancing. Lower, a direct mortgage lender, handles the entire loan process in-house, ensuring a seamless experience. Courtney's expertise includes: first-time buyer programs, purchase loans, refinance options (including cash-out), conventional, VA, and FHA loans. Let Courtney's dedication and Lower's streamlined process make your homeownership dreams a reality.