Southern California mortgage broker, Financial Home Associates, unlocks homeownership with 30+ years of experience. We specialize in financing solutions others can't, including stated income loans (bank statements only), FHA loans (580+ FICO), and options for borrowers with past foreclosures, short sales, or bankruptcies (case-by-case). We offer FHA, VA, conventional, jumbo, and sub-prime mortgages with competitive rates and low fees. Credit challenged? We provide credit restoration services. Get free pre-approval notifications, consultations, and credit reports. Contact Craig Maltman, President, at (805) 402-5302.