Nebraska homeowners and future buyers: Meet Craig Gutz, your dedicated Loan Officer at Citizens State Bank in Laurel. Craig specializes in crafting personalized mortgage solutions to fit your unique financial goals. From first-time homebuyer programs to refinancing options, he provides expert guidance throughout the loan process. Connect with Craig during business hours, 9 AM to 5 PM, to unlock your mortgage potential and achieve your property dreams. Let Craig help you navigate the path to homeownership.