Experienced Mortgage Loan Officer dedicated to client-first service. With 18+ years in the industry, I specialize in crafting personalized mortgage solutions aligned with your financial goals. I provide transparent, accurate estimates and set realistic expectations for a seamless home financing experience. My commitment to dependability and quality has fostered lasting relationships with clients and realtors. Whether you're a first-time buyer, refinancing, or upgrading, I'm here to guide you through every step, ensuring a smooth, surprise-free process. Let's work together to find the perfect mortgage for your dream home.