Seasoned mortgage advisor with 20+ years experience crafting personalized home financing solutions. I prioritize transparency and client advocacy, guiding families toward their homeownership dreams with integrity and care. Known for creative problem-solving and a commitment to securing loan approvals. A top 1% Scotsman's Guide originator and multiple award winner, I build lasting relationships based on trust and exceptional service. My goal is to provide expert guidance and build a legacy of excellence in the mortgage industry.