Montana mortgage expert with 20+ years experience. University of Montana graduate (Business Administration, Finance & Management, High Honors). Formerly with Wells Fargo, now an independent mortgage company owner, offering competitive rates and tailored solutions. Passionate about building lasting relationships with clients and referral partners. Deeply rooted in the Montana community, serving as a volunteer firefighter. Outdoor enthusiast enjoying skiing, hunting, and more. Let my expertise guide you to your dream home.