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David Spencer

Residential Mortgage Loan Originator

Loan Officer

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About

**Jacksonville FL Mortgage Expert: David, Branch Manager at Embrace Home Loans** Leveraging extensive experience in business development, wealth management, and small business banking, David delivers exceptional homebuyer experiences. As a Senior Loan Officer and Branch Manager, he empowers his team with innovative strategies for growth while cultivating strong community partnerships. David's commitment to client service is unparalleled. An active member of NEFAR and SMC, he's dedicated to the Jacksonville real estate market. Outside of the office, David enjoys fishing and spending time with his family at the beach. Contact David today for expert mortgage guidance.

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