Seasoned Loan Officer with deep Colorado roots. Since 1993, I've helped countless homebuyers secure financing with integrity and personalized service. Expertise includes Conventional, VA, FHA, USDA, and Portfolio loan products. Dedicated to community involvement through Habitat for Humanity and Rotary International. Background as a Real Estate Appraiser and Branch Manager provides unique insight. Passionate about building lasting relationships and making homeownership dreams a reality. Enjoying Colorado's outdoor lifestyle with family and friends.