Dedicated loan officer with 50+ years of community service, helping clients achieve their financial goals since 1972. A Tarleton State University alumnus ('68) and Vietnam Veteran, bringing integrity and commitment to every transaction. Awarded for excellence by the National Assn of Insurance and Financial Advisors and recognized as a President's Club member. Deeply involved in Erath County, serving on the Morgan Mill ISD School Board and directing Erath Co. Sr. Citizens Meals on Wheels. Past leadership roles include Stephenville Optimist Club, Chamber of Commerce, and Cross Timbers Fine Arts Council. Possesses multiple professional designations, ensuring expert guidance.