David Smart, VU Loan Officer dedicated to helping Veterans achieve homeownership. Since 2021, I've been guiding clients through the mortgage process, inspired by my family's military service. Rooted in St. Charles, Missouri, after a childhood spent across the US, I bring a diverse perspective to understanding your unique needs. A Southeast Missouri State graduate, husband to Kristyn, and father to Palmer, my commitment extends beyond the office. When I'm not securing the best loan options, I enjoy landscaping, grilling, and cheering on my favorite teams. Let's work together to make your homeownership dreams a reality.