David, Founder & CEO of FM Home Loans: A distinguished mortgage industry leader with 35+ years of experience navigating market complexities. Renowned for expertise, professionalism, and strong leadership, David has built a stellar reputation among clients, employees, and industry peers. His strategic vision and risk assessment skills were crucial in steering FM Home Loans through the 2008 recession, ensuring continued service and growth. David is deeply committed to giving back through active involvement in various charitable organizations.