Dedicated loan officer specializing in guiding first-time homebuyers through every step of the mortgage process. Expert in leveraging down payment assistance programs and grants to make homeownership accessible. Proficient in conventional, FHA, and VA loans, offering tailored solutions to meet individual needs. As a preferred lender for multiple builders, I provide streamlined financing options for new construction. Committed to exceptional customer service, I prioritize clear communication and personalized loan structuring to ensure a stress-free experience. Competitive rates available.