Experienced loan officer dedicated to securing optimal mortgage solutions for clients. Transitioned to the mortgage industry driven by a passion for helping individuals achieve their financial goals through strategic loan structuring. Expertise includes Conventional, FHA (203B & 203K), and VA loans, catering to diverse needs from first-time homebuyers to seasoned investors. Specializing in purchase, refinance, owner-occupied, second home, and investment properties. Adept at navigating complex financial situations, including self-employment and challenged credit. Committed to client education, ensuring borrowers understand their options and secure the best possible loan program and rate for their unique circumstances.