Your dedicated Loan Officer in NC & VA. I help families achieve homeownership with personalized loan solutions. Specializing in VA mortgages and NC Housing Grants, I offer competitive rates and tailored programs. Explore loan options, use our calculators, and apply easily online. Southern Trust Mortgage provides diverse loan products: VA, FHA, Conventional, VHDA, USDA, NCHFA. Benefit from our experienced team, streamlined process, and regular updates for purchases, construction, or refinancing. Contact me today for One Day Priority Approval and gain a competitive edge. Let me earn your business! Davis Horbal, The Wes Flowers Team.