Nevada and California Loan Officer: Helping families achieve homeownership dreams for over 37 years. I leverage relationships with 20+ lenders to secure competitive rates and tailored loan programs, including Conventional, FHA, USDA, VA, and Jumbo loans. Specializing in refinance options to lower payments and interest. Expertise in navigating unique financial situations: low credit, BKs, and more. Beyond loans, I connect clients with trusted realtors, insurance providers, and credit repair services. Contact me today for personalized guidance.