**Mortgage Expert | NC & VA | Purchases & Reverse Mortgages**
With 22 years in finance, Dawn St.Clair Phillips at Atlantic Bay Mortgage is your trusted advisor for home financing in North Carolina and Virginia. Specializing in purchase and reverse mortgages, Dawn leverages deep product knowledge and a streamlined process honed over 17 years with Atlantic Bay.
Clients benefit from her direct, hands-on approach and dedicated support team. Dawn guides borrowers through every step, ensuring a smooth and transparent experience. She is committed to serving local communities, including teachers, firefighters, and police officers. Contact Dawn for dependable service and personalized mortgage solutions.