Utah mortgage expert with a billion dollars in closed loans, offering unparalleled experience and seamless service. I leverage my deep understanding of the Utah market and a commitment to on-time closings to guide you through every step. Whether you're a first-time buyer or seasoned homeowner, I provide tailored solutions. As a former Utah Housing Corporation board member, I specialize in their 100% financing options. Passionate about assisting veterans, drawing from my own VA loan experience. Let me help you achieve your homeownership goals.