Seasoned mortgage professional with roots in real estate since the 1970s. Pioneered the mortgage division at Merrill Lynch Stamford in 1980. Dedicated to building successful local brokerages for over a decade. Now serving the Sevierville, TN community after 23 years in Florida. Passionate about helping families achieve their homeownership dreams in the Smoky Mountains. Celebrating 35 years of marriage and committed to building lasting relationships with clients.