Duluth, Minnesota homebuyers: Meet Denise Molgaard, your U.S. Bank mortgage expert. Specializing in conventional loans, Denise simplifies the home financing process, guiding you from application to closing. With deep experience in the mortgage industry at U.S. Bank, she provides personalized support and clear communication. Connect with Denise during business hours (9 AM - 5 PM) to explore your mortgage options and achieve your homeownership goals.