Mortgage Loan Officer specializing in purchase, construction, refinance, and lot loans. I leverage 12+ years of experience to guide you from pre-approval to closing, securing competitive rates and low fees for your primary residence, vacation home, or investment property. My commitment to exceptional service and meeting critical deadlines has fueled a successful 30-year career built on strong client relationships. Partner with a trusted local lender at First Federal Bank, dedicated to helping you achieve your homeownership goals.