Frederick, Maryland, residents seeking mortgage expertise can connect with Denise Karanikas, a dedicated Loan Officer at HORIZON FARM CREDIT, ACA. Denise guides clients through every step of the mortgage process, leveraging her in-depth industry knowledge to help them secure optimal financing for their property goals. Available for consultations Monday through Friday, 9 AM to 5 PM, she provides personalized support and clear guidance. Contact Denise during business hours to explore your mortgage possibilities and achieve your real estate dreams.