Experienced Loan Officer licensed in Utah, Florida, California, and Michigan. With 16 years in real estate, including 6 as a Realtor and 10+ as a loan officer, I possess deep market knowledge. I prioritize clear communication and efficient closings, guiding clients through every step of the purchase or refinance process. Dedicated to exceptional customer service, I ensure a seamless experience for first-time homebuyers, sellers, investors, and those seeking refinancing options. Let's achieve your real estate goals together.