**Real Estate Focused Loan Officer**
Derek at Intercap Lending brings a lifelong passion for real estate to every client. Growing up immersed in his family's land development business instilled in him a deep understanding of property value and investment potential. A business degree from Utah State University, coupled with personal real estate investing experience, fuels his expertise in cash flow, asset ownership, and strategic tax planning. Derek is dedicated to guiding individuals and families through the mortgage process, helping them achieve their real estate goals with tailored financing solutions.