Agency, Iowa's First State Bank welcomes Derek Gates, your dedicated mortgage expert. Specializing in conventional loans, Derek guides Agency residents and those in nearby communities through every step of the home financing journey. From application to approval, he delivers efficient, professional service, making homeownership dreams a reality. Connect with Derek during business hours, 9 AM to 5 PM, and experience a streamlined mortgage process tailored to your needs. Secure your conventional mortgage with a trusted local professional.