Fort Smith, Arkansas homebuyers: Meet Derek Johnston, your Simmons Bank Loan Officer. Derek specializes in simplifying the mortgage process, expertly guiding clients through FHA and Conventional loan options. Need financing for your dream home? Derek provides dedicated support and personalized solutions. Available Monday-Friday, 9 AM to 5 PM, to answer your questions and help you secure the right mortgage. Contact Derek today to explore your homeownership possibilities.