Experienced Loan Officer specializing in purchase transactions, especially for first-time homebuyers, first responders, and veterans. With 24 years in finance and prior Air Force service, I understand your unique needs. My team and I, including my wife Kathie and our loan processor Katie, offer personalized support, simplifying the mortgage process with custom video explanations. We waive origination fees for military personnel without raising rates. Passionate about service, I founded Midwest WingFest, benefiting disabled veterans. We excel at getting offers accepted in competitive markets. Homesteas Financial Mortgage offers Conventional, FHA, VA, USDA loans, and first-time buyer grants. Customer service is our priority; we're available beyond office hours. See our Google reviews and experience our honest, education-based approach.