Mortgage professional since 2004, navigating clients through ever-changing markets. My diverse background includes roles as a mortgage broker, regulator fighting real estate fraud with the CA Dept of Real Estate, and fraud investigator for Freddie Mac. I've also held leadership positions at Finance of America and CrossCountry Mortgage. Now a Branch Manager with HomeTown Lenders, my focus remains consumer advocacy. I prioritize honesty and long-term financial well-being, offering straightforward advice, not sales pitches. I'm committed to securing the best possible mortgage for my clients and protecting them throughout the process.