Oregon-rooted residential lending expert with 20+ years guiding clients to homeownership. Formerly a Realtor, I offer unique market insight. Since 2002, I've helped first-time buyers, credit-challenged individuals, and experienced homeowners navigate the mortgage process seamlessly. I provide personalized solutions and clear communication, ensuring a smooth journey from pre-qualification to closing. Flexible appointments available evenings and weekends. Contact me via phone, email, or text for prompt assistance. Let's achieve your homeownership dreams together.