Mortgage Expert Emeleen Saenz at Farmers and Merchants Trust Company of Chambersburg helps Hagerstown, Maryland clients achieve their homeownership dreams. Specializing in mortgages, Emeleen leverages her deep industry knowledge to guide you through every step of the loan process, ensuring a smooth and efficient experience. Dedicated to client satisfaction, she provides expert advice tailored to your unique needs. Available 9 AM to 5 PM. Contact Emeleen today to explore your mortgage options.