Oregon Loan Officer Erica Floro (NMLS-728893) with Team Hubbard at Pacific Residential Mortgage, LLC (NMLS-1477) helps families achieve their homeownership dreams. Specializing in stress-free loan experiences, Erica offers diverse financing options tailored to individual needs. Expertise includes conventional, jumbo, FHA, VA, ODVA, USDA, and reverse mortgages, plus manufactured home and refinance programs. Licensed in Oregon, California, Idaho, and Washington. Equal Housing Lender. Credit on approval. Terms subject to change. Call for details. [Link to NMLS Consumer Access]. *Reverse mortgage details apply.