Pine City, Minnesota, meet your mortgage expert: Erik Fossum at Frandsen Bank & Trust. As a dedicated Loan Officer, Erik helps individuals and families in Pine City and surrounding areas navigate the home buying process with ease. Offering comprehensive loan services and in-depth mortgage industry knowledge, Erik is committed to finding the right financing solutions to fit your unique needs. Connect with Erik during business hours, 9 AM to 5 PM, and let him guide you toward achieving your homeownership dreams.