Hannibal, Missouri's F&M Bank and Trust Company welcomes Erin Otten, a dedicated Loan Officer specializing in mortgages. Erin provides expert guidance and personalized loan solutions to individuals and families seeking to achieve their homeownership dreams. Available during standard business hours, 9 AM to 5 PM, she leverages her in-depth mortgage industry knowledge to navigate clients through every step of the loan process. Contact Erin today for comprehensive mortgage services in the Hannibal region.