Seasoned Senior Loan Officer at Universal Mortgage & Finance Inc. since inception, offering 25+ years of mortgage expertise. Proven track record of guiding clients through the loan process, from initial consultation to successful closing. Specializing in credit repair strategies and staying ahead of evolving industry trends to secure optimal loan programs. Dedicated to providing clear, comprehensive information and personalized solutions. Detail-oriented and committed to efficient, timely transactions. A client-focused leader, prioritizing your needs and delivering exceptional results. Let's discuss your mortgage goals.