**Ernesto Espinoza: Your Willamette Valley Mortgage Expert**
NMLS #2101593. Based in Salem, OR, Ernesto leverages 7+ years of real estate experience to provide exceptional mortgage services. As a former Bilingual Realtor with SMI Real Estate, he understands the Willamette Valley market inside and out. Ernesto's dedication to client success drove him to become a licensed Mortgage Loan Officer. He combines his deep understanding of the real estate process with bilingual fluency to guide you through every step. Contact Ernesto today for personalized mortgage solutions.