EUGENE: Your dedicated Credit Advisor with 23 years experience navigating the lending landscape. Specializing in tailored home loan solutions, I guide clients through every step, from first-time purchases to refinancing and beyond. Expertise includes fixed and adjustable-rate mortgages, HELOCs, jumbo loans, and programs for self-employed and lower-to-moderate-income borrowers. Ready to explore your options? Contact me today for personalized guidance and expert answers.