Daphne, Alabama homebuyers: Connect with Frances Rice, your dedicated mortgage expert at FIRST BANK, THE. With deep roots in the local market and extensive mortgage industry experience, Frances guides clients through every step of the loan process. From first-time buyers to seasoned investors, she provides personalized service and comprehensive solutions. Available weekdays 9 AM to 5 PM to help you achieve your homeownership dreams. Contact Frances today for expert mortgage advice in Daphne, AL.