Lancaster, PA: Meet Francesca Montanez, your dedicated mortgage expert at Citizens Bank, N.A. Francesca leverages her deep mortgage industry knowledge to guide you seamlessly through the loan process. Whether you're a first-time homebuyer or refinancing, she provides personalized support to find the best mortgage solution for your needs. Available Monday-Friday, 9 AM to 5 PM. Contact Francesca today to explore your mortgage options and achieve your homeownership goals.