Experienced loan officer (since 1998) dedicated to providing exceptional service and swift closings. Specializing in purchase and refinance loans, I navigate the complexities of residential and commercial mortgages to help you achieve your homeownership goals. My team collaborates seamlessly with real estate professionals, often closing loans in 20-25 days. We offer a wide range of loan products, including VA, FHA, Conventional (including low down payment options), Jumbo, and Rehab loans. We also offer specialized programs like USDA, Reverse Mortgages, and down payment assistance. Member of NAMB. Contact me for expert mortgage financing guidance.