**Experienced Mortgage Banker | Flat Branch Home Loans**
Fred Elkins, a seasoned mortgage banker with 25 years of experience, helps families achieve their homeownership dreams at Flat Branch Home Loans. Fred provides expert guidance, navigating clients through diverse loan options and uncovering specialized programs tailored to their unique financial situations.
Formerly VP at Pulaski Bank and a mortgage banker at First State Bank, Fred prioritizes personalized service, preferring in-person consultations to craft optimal financing solutions. Benefit from his deep industry knowledge and Flat Branch's streamlined in-house processing and underwriting, ensuring a smooth and efficient mortgage experience. Contact Fred today for expert mortgage advice.