**Experienced Mortgage Advisor | Fred Phillips**
With nearly two decades in mortgage lending, Fred Phillips transforms homeownership aspirations into tangible realities. A natural problem solver, Fred excels at navigating complex financing scenarios, empowering clients to secure mortgages they once deemed unattainable. He leverages Guardian Mortgage's diverse product suite and exceptional service to provide informed guidance and tailored solutions. Fred is committed to delivering a world-class experience for every home buyer and refinancer. Outside of helping clients achieve their dreams, Fred enjoys golfing and family time.