Herndon, VA Loan Officer Ghandy Polanco at M&T Bank helps individuals and families achieve their homeownership dreams. Specializing in mortgage solutions, Ghandy offers expert guidance and personalized service throughout the entire lending process. Serving the Herndon community and surrounding areas, he ensures smooth and efficient mortgage transactions during standard business hours, 9 AM to 5 PM. Contact Ghandy for dedicated support with your mortgage needs.