Experienced Loan Officer | Ginny Phillips, Atlantic Bay
Since 2005, Ginny Phillips has guided homebuyers through the mortgage process with clear communication and personalized service. Joining Atlantic Bay in 2013, she expertly assists all buyer types, particularly military families. Growing up in a military family herself, Ginny understands the unique pressures of relocation and tight closing deadlines. She prioritizes understanding each client's individual goals, focusing on their specific needs, whether it's down payment assistance or loan balance optimization. Ginny believes in setting realistic expectations and providing step-by-step guidance, building lasting relationships beyond the transaction. She views homeownership as a cornerstone of community strength and takes pride in helping clients achieve their dreams.