Seasoned Mortgage Loan Officer with 30+ years in finance, specializing in guiding homebuyers nationwide. Expertise spans diverse lending products, from consumer to commercial, honed through years of branch management. Since 2006, dedicated to mortgage solutions, now leveraging PenFed's competitive rates and low fees to help you achieve your homeownership goals. Joined PenFed in 2020, drawn by their commitment to value. Outside of finance, I enjoy golf, pickleball, and exploring historical sites with my wife. Proud parent of two and grandparent of two.