Experienced Mortgage Loan Officer dedicated to guiding you through every step of the home financing process. With 19 years in the real estate and mortgage industry, I provide expert advice tailored to your unique financial goals. I prioritize understanding your needs to ensure a smooth and successful transaction, whether you're buying your first home or refinancing. Offering a wide range of loan options, including FHA, USDA, VA, Conventional, Construction, and Portfolio loans, I work with all credit profiles. Committed to helping you achieve homeownership, I provide ongoing support and guidance, even if you don't qualify immediately. Contact me anytime for personalized assistance.