**HORIZON BANK Loan Officer: Your Path to Homeownership**
Unlock your dream home with HORIZON BANK. We offer local servicing, flexible down payment options (including $0 down and assistance programs), and financing for credit scores starting at 580. Explore No PMI programs, manufactured home loans, and 100% financing options for VA, Doctors, Vets, and PhDs. We also offer 1x or 2x close construction loans.
Work with GRETCHEN, your dedicated local lender. She provides efficient processing with closings typically in 30 days or less and 24-hour pre-qualifications. Gretchen offers expert financial counseling to prepare you for homeownership and remains available even after closing. Let's make your homeownership goals a reality.